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Canadians Students  

Studying Abroad Outside Their Province or Canada 

Outbound Student FAQ

Why purchase Student Medial Insurance?

The main reason why students purchase medical insurance is to cover the high medical costs while studying outside of their province/territory of residence or outside of Canada.

Am I still covered under my provincial health insurance plan when studying abroad?

Yes, Canadian insurance providers require you to maintain your Provincial/Territorial Healthcare Insurance Plan for the duration of your studies. Student medical insurance supplements your Provincial/Territorial Healthcare Insurance Plan. Student medical insurance provides coverage for the expensive gaps not covered by your Provincial/Territorial Healthcare Insurance Plan.

I am studying in another province doesn’t my provincial insurance plan cover me?

Yes, however when you leave you province/territory of residence your Provincial/Territorial Healthcare Insurance Plan does not cover everything and leaves expensive gaps in coverage that student medical insurance covers.


Disclaimer: The FAQ  information provided is for general purposes only, we cannot guarantee the accuracy of this information. Each Insurance Company Policy contains the actual definitions, eligibility requirements, benefits, exclusions and limitation on their respective policies. Insurance Policies are subject to change without notice by the Insurance Companies. If there is a discrepancy between the information provided in the FAQ and the actual insurance policy/certificate of the Insurance Company, the policy /certificate of Insurance Company will override. The information provided does not constitute any insurance, accounting or legal advice please use at own risk.

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