IA Clarington Investments Inc.

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• 20% fixed income allocation must be maintained

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Industrial Alliance Insurance and Financial Services Inc. is the sole issuer of the individual variable annuity contract providing for investment in IA Clarington GIFs.

A description of the key features of the individual variable annuity contract is contained in the IA Clarington GIF Information folder. SUBJECT TO ANY APPLICABLE DEATH AND MATURITY GUARANTEE, ANY PART OF THE PREMIUM OR OTHER AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE POLICYHOLDER AND MAY INCREASE ACCORDING TO FLUCTUATIONS IN THE MARKET VALUE OF THE ASSETS OF THE SEGREGATED FUND.

IA Clarington GIF is a trademark of Industrial Alliance Insurance and Financial Services Inc. IA Clarington and the IA Clarington logo are trademarks of Industrial Alliance Insurance and Financial Services Inc. and are used under license.

This information is provided to you from the IA Clarington Investments website. While every effort is taken to ensure that all the information is accurate and up-to-date, in case of discrepancies between the content on the IA Clarington Investments website and the content published on this website, the original information on the IA Clarington Investments website shall prevail.